Our Approach
Two disciplines, working together.
Planning and pension-style investing.
Planning
Planning comes
first, not last.
For most families, the financial plan lives somewhere in a binder. Built years ago. Rarely updated.
We treat the plan as the operating document of your financial life. Built to your goals. Calibrated to your present. Adapted as life changes.
Area of Focus
- Net Worth Statement
- Income Projections
- Cash Flow Management
- Tax Planning
- Retirement Analysis
- Estate Planning
Retirement
Architecture for the life you intend to live.
Retirement is more than accumulation. We map your income sources, protect your spending, account for inflation, and stress-test the result.
Tax
The difference is structure.
Tax can be the largest drag on family wealth, or the largest opportunity to preserve it. We work alongside your tax advisors to align your investment, corporate, retirement, and estate structures with your goals.
Estate
A legacy, carried out as intended.
Estate planning is not paperwork. We design and document a clear plan, and coordinate with the lawyers and accountants who put it on paper.
Investing
A pension-style approach to building portfolios.
We structure portfolios the way large pensions do, with a more personal lens. Equities for growth. Fixed income for stability and income. Alternatives for diversification and access to opportunities beyond public markets. Each part has a role. Together, they create balance over time.
Asset Class
For illustrative purpose only.Building Portfolios
Through diversified portfolios, we seek:
- Lower volatility
- Greater growth and income potential
- More consistency through varying market conditions
Why Alternatives Matter
Over the past decade, alternatives have grown into the largest asset class for the three largest Canadian pension plans, with allocations rising from roughly 40% to 65%.
Real Estate
Investing alongside our clients.
Through our real estate platform, we invest alongside our clients in developments we know and actively oversee. EMBLEM Developments, our affiliate, is one of the most active real estate developers in the Greater Toronto Area.
Private Equity
SELECTIVE
PARTNERSHIPS.
We selectively partner with operators and management teams in private companies, drawing on the institutional experience of our investment team to source, evaluate, and support each opportunity.
Fixed Income
Consistent income,
built to adapt.
The First Avenue Strategic Income Fund is built to deliver consistent income through high-quality, income-generating assets, with the flexibility to adapt as market conditions evolve.
Equities
QUality, patient
stewardship.
We manage equity strategies through our collective funds. Our process layers fundamental research with quantitative screening and macroeconomic context.